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YesCosta International Collection / Bali and Croatia

International Property.
Bali and Croatia.

Two very different places, each with its own ownership rules. Explore tropical Bali and the Adriatic coast of Croatia, with clarity before commitment.

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COSTA BLANCA · DUBAI · INTERNATIONAL | YESCOSTA REAL ESTATE
01
Your objectives firstStart with a clear brief, budget and intended use.
02
Local rules matterOwnership rights differ by country and by buyer.
03
Informed next stepsUnderstand the local process before committing.
Destinations / Indonesia and Croatia

Two coasts. Two legal systems. One careful approach.

Bali draws buyers looking for villas, lifestyle and rental demand, and foreign buyers there use leasehold or company structures. Croatia offers an EU legal system, a long Adriatic coast and historic cities, with rights that depend on your citizenship.

At YesCosta, we start with your brief and your nationality, because both decide which options are open to you. Then we discuss the projects and the professionals that fit.

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YesCosta / Opportunities

Explore Bali and Croatia

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Bali, Indonesia

Villas in Ubud and the south

Leasehold villas and company structures, close to nature or the surf.

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Buyer information

Buying abroad: what to check

The main questions are the same everywhere: what you will actually own, what the checks are, and what it will cost.

Bali, Indonesia

01

Your ownership right

Freehold (Hak Milik) is reserved for Indonesian citizens. Foreign buyers use leasehold, Hak Pakai with a residence permit, or Hak Guna Bangunan through a foreign-owned company (PT PMA).

02

Lease and renewal terms

Lease offers are often marketed as 80 years, while only the first term is guaranteed. Read how extensions work, and who must agree to them.

03

Zoning and nominees

Ask for the zoning certificate and building permit (PBG). Arrangements where an Indonesian holds title for you carry serious legal risk, so take independent advice.

Croatia

01

Who can buy

EU and EEA citizens buy on the same conditions as Croatians. Other buyers need reciprocity with their country and prior consent from the Ministry of Justice. Agricultural land has stricter rules.

02

Title and registry

Check the land registry for debts and disputes, and confirm the building has its permits. The contract is signed before a public notary and then registered.

03

Taxes and costs

Resale purchases pay real estate transfer tax of 3% of market value, normally paid by the buyer. Add legal, notary and registry fees, and ask how VAT applies to new builds.

The YesCosta approach

A considered approach to international property.

YesCosta was built around personal communication, realistic information and structured decision-making for international buyers. We carry that philosophy into new markets, and every country has its own rules and professionals.

We give you clear information, discuss both opportunities and risks, and encourage the right local professional advice when it matters.

Start a conversation

Tell us what you have in mind.

Interested in Bali or Croatia? Share your brief and your nationality, and we can discuss the options open to you.

  • Your target budget and preferred property type
  • For personal use, relocation or investment
  • Your timeline and any specific questions

Contact: [email protected] · +34 604 45 83 38

Request project information

Tell us a little about your plans and a consultant will reply personally.

Common questions

Good questions. Clear answers.

Can foreigners own freehold property in Bali?

Freehold (Hak Milik) is reserved for Indonesian citizens. Foreign buyers use leasehold, Hak Pakai with a residence permit, or a foreign-owned company holding Hak Guna Bangunan. An Indonesian lawyer or notary should confirm the right structure for you.

Can I buy in Croatia without an EU passport?

Often yes, where Croatia has reciprocity with your country. You need prior consent from the Ministry of Justice, and a purchase without it has no legal effect. A Croatian lawyer can check your case first.

What should I review before paying a deposit?

The title and registry extract, the permits, the contract, your rights after any lease term and the total costs. An independent local lawyer should check these for you.